Skip to content

AmarShomoy

See how much time your money can buy.

Cash, burn, and commitments become one runway — so the next decision feels measured, not guessed.

Request early access Feel the runway tick

How it works

Three inputs. One runway. Clearer moves.

AmarShomoy converts cash and burn into a live countdown — then prices every decision in days, not just taka.

  1. Liquid Spendable now
  2. Burn Monthly floor
  3. Runway Days left
  4. Move Buy or spend time
01

Set starting cash

Open with what you can actually spend today.

  • Enter bank + wallet balances only.
  • Skip locked FDs and unpaid invoices.
  • This becomes your liquid baseline.
02

List monthly burn

Name the repeating costs that drain the buffer.

  • Add rent, living, tools, payroll.
  • Use monthly amounts (or convert them).
  • Burn sets how fast days disappear.
03

Decide in days

Log money in or out — watch runway move instantly.

  • Tap + when cash arrives.
  • Tap − before you spend.
  • See days gained or lost, then commit.

Why this works

Because “৳12,000” feels abstract. “4 days” doesn’t.

Most of us don’t feel money leave until rent is due. AmarShomoy shows spend as days of life left — the unit people already understand and protect.

Feels 2×

Losing hits harder than gaining

A weekend spend of ৳12,000 is easy to shrug off. “You just lost 4 days” is harder to ignore — so you pause before you tap bKash.

Built on loss-aversion research (Kahneman & Tversky)

Days > ৳

Days feel real. Balances don’t.

“৳2,40,000 in the bank” sounds fine. “78 days left” is a countdown you can feel — like days until salary.

Near, concrete time changes decisions (construal research)

Before you pay

Feel the cost before the money leaves

Cards and wallets make spending painless. Showing days lost before you confirm puts the “ouch” back — early enough to change the choice.

Payment-pain research (Prelec & Loewenstein)

3–6 mo

Most people are already running tight

Guides say keep a few months of expenses. Many households don’t. Seeing runway makes that gap visible — not scary for drama, useful for planning.

Common emergency-savings guidance worldwide

One number

“I still have money somewhere” is a trap

FD here, wallet there, card due next week — the brain keeps separate pots. One runway number stops the “I’m fine” story when you’re not.

Mental accounting (Thaler)

Today vs later

Today always wants to win

Impulse buys win because tomorrow feels far. A ticking runway puts tomorrow’s cost on today’s screen — in days you don’t want to lose.

Present-bias research (O’Donoghue & Rabin)

Access

Plans that grow with the decisions you make.

Free

Personal runway basics

Free

Includes

  • Cash activity
  • Fixed costs
  • Recurring patterns
  • Runway countdown
  • Time lost

Pro

Most useful

Decisions under uncertainty

৳199/mo

৳1,990/yr

Everything in Free, plus

  • What-if scenarios
  • Expected retainers
  • Fixed deposits
  • Credit cards

Max

Multi-project

Multi-pot, multi-project ops

৳399/mo

৳3,990/yr

Everything in Pro, plus

  • Multiple accounts
  • Multiple projects

Max is the only tier with multiple accounts and multiple concurrent projects — so studio / agency / multi-venture cash stays scoped without mixing runways.

Request early access

Live fear check

Watch your runway disappear.

Play with it. Every second burns cash. Every spend steals days. Better to feel that here first.

Money

Finance

Liquid

Burn ≈ ৳/day · ৳/mo

Tap to set your cash

Cash runway

Time lost

No burn

Tap + when cash arrives · tap − when cash leaves

Outflows ৳ BDT spent since start ·

Liquid ৳
Locked (FDs) ৳0
CC dues ৳0
CC available ৳0
Monthly burn
Request Early Access

Know how long your money lasts — before it runs out.

Private preview access. We review every request.

Request early access